You know it. We know it. Holidays are over-commercialized. Our holiday spirit only shines through the fog of the pressure we feel to deliver enormous and expensive amounts of gifts to our loved ones.

Of course, this is also driven by a good intention: to express love during a magical time of the year. We can, however, push our checkbook too far.

We might spend money we don’t have, borrow too much in a personal loan, max out credit cards, or spend money we anticipate earning in the future to get through the holidays. It all seems worth it as our loved ones open our gifts or enjoy that wildly expensive roast you prepared. But, suddenly, we find ourselves in January broke and feeling overwhelmed by the size of the numbers on the collection papers we keep getting in the mail.

We can help. At our firm, we focus on debt relief options and bankruptcy. We love bankruptcy because we have seen it transform the lives of our clients. If you’re overwhelmed by holiday debt, call us today at (814) 274-8612 to schedule a free consultation. We can determine what debt relief option best serves you. For more information regarding bankruptcy, please visit our full website here.